I love having money. I love the feeling of security and independence is gives me, to look at my bank balance and know that I’m financially prepared for whatever life throws at me. I’m not the most organised or financially savvy person – I don’t have a budget and barely understand how my taxes are calculated – and yet most months I manage to put at least a small amount of my salary into my savings account, without giving up my travel addiction. Here are a few of the simple little things we can all do to make sure we keep building that savings fund. Continue reading
I don’t think of myself as an extravagant or materialistic person. I couldn’t care less about the latest tech gadgets, I second-guess every item of clothing I buy, and meal plan meticulously to avoid wasting food. My only real vice is travel – I will happily splurge on flights for a destination I really want to visit or an experience I don’t want to miss out on – but even then I hunt for deals and stay in budget accommodation to cut down on unnecessary expenses. I suppose I ultimately believe that the best place for my money to be is in my bank account.
A few weeks ago I was talking to my grandma on the phone about the flat I’m currently renting, and a familiar topic came up. “Have you considered buying?” she asked (it sounds so simple when she says it). I replied that buying wasn’t a feasible option for me right now and that I wasn’t willing to put down roots just yet, to anchor myself in Leeds with a property. “You’ll have to settle down sooner or later” was her reply. She must think I’m older than I feel. Continue reading